How It Works
Enter your ZIP code and tell us what coverage you are looking for in Florida
See what Florida requires and compare quotes from licensed carriers
Choose coverage that meets Florida requirements and get proof of insurance
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Multi-Car Policy Structure
Two or more vehicles insured under one policy number, each with its own coverage level. The multi-car discount applies to the entire policy when vehicles share the same garaging address and policy term.
Liability Insurance Per Vehicle
State minimum bodily-injury and property-damage coverage required for every vehicle on the policy. Covers damage you cause to others; does not cover your own vehicle.
Full Coverage Per Vehicle
Liability plus collision and comprehensive on individual vehicles. One car can carry full coverage while another carries liability only on the same multi-car policy.
Uninsured Motorist Coverage
Covers you when hit by a driver with no insurance or insufficient limits. Required in 22 states; optional in others. Applies across all vehicles on the policy.
